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Budget Planner
Monthly: £5,000 · Yearly: £60,000
Monthly surplus
£1,210
Yearly equivalent: £14,520
Available to invest or save
Spending
Where your money goes
Monthly total
£3,790
Spending
£3,790
Share of total spend
🏠 Housing
£1,660
🛒 Food
£610
🚗 Transport
£280
💊 Healthcare
£95
👨👩👧 Family
£180
🎬 Entertainment
£270
👕 Personal
£195
💰 Financial
£500
🔮 Retirement Impact Modelling
Adjust any spending category below to see the effect on your retirement age.
Extra monthly saving
Monthly delta: +£0
With this change, estimated retirement age: 73.2 (vs current 73.2)
Same
Monthly pot impact at retirement (rough): +£0
Cut food spend
Monthly delta: +£0
With this change, estimated retirement age: 73.2 (vs current 73.2)
Same
Monthly pot impact at retirement (rough): +£0
Cut entertainment
Monthly delta: +£0
With this change, estimated retirement age: 73.2 (vs current 73.2)
Same
Monthly pot impact at retirement (rough): +£0
Housing cost increase
Monthly delta: +£-0
With this change, estimated retirement age: 73.2 (vs current 73.2)
Same
Monthly pot impact at retirement (rough): +£0
Custom: Change any line
Custom line change
Monthly delta: +£0
With this change, estimated retirement age: 73.2 (vs current 73.2)
Same
Monthly pot impact at retirement (rough): +£0
Baseline monthly contribution
£300
Target pot: £1,000,000 · Current pot: £0 · Current age: 30 · Retirement age target: 57
Scenario comparison
No saved retirement scenarios yet.
⚠️ Illustrative projections only — not financial or legal advice. Consult a qualified adviser before making financial decisions.
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